Besides reviewing your credit report, be sure to check your adverse action notice for the reason code(s) that tell you why you were denied.
TransUnion’s Role
Lenders alone make the decision about whether or not to give you credit. TransUnion provides lenders the information they need to make their decision, such as your credit report, score and/or alternative data (supplemental information not on your credit report). Even though we’re not the decision makers, we know getting denied is frustrating, so we’re happy to help by getting you your free credit report so you know where you stand and understand what next steps you can take.